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3 Financial Apps to Help Your Future

When I got my first job, I downloaded so many financial apps. I was trying to find an app that would help me plan for my future and keep me accountable for the money I made. Eventually I found three that worked really well for me. Read on to find out the three apps that helped me plan for my future.

Track Your Money with YNAB

When I got my first “adult” job my brother told me about the magical app YNAB (You Need a Budget). This brilliant app allows you to categorize all of the money you earn and spend. Once I get a paycheck I divide up the money based on the following categories: Immediate Obligations, True Expenses, Quality of Life Goals, and Just for Fun. Within each category I divide up the money for things such as rent, savings, groceries, transportation, etc. What I like most about this app is you can set either a monthly funding goal or a target balance by a certain date. Once you start buying things with your card you can then subtract that cost from each category and stay accountable for what you buy.

Downside: the app does cost $50 a year. You can start a free trial for 34 days to see if you want to commit to paying for the app. I started using the app back in 2017 and I highly recommend it. Click here to check it out on the app store.

3 Financial Apps to Help Your Future

Invest with Acorns

Another app I’ve been using since I entered the “adult” world is Acorns. This super easy app takes out $5 of my account every week and invests it into bigger companies. It also rounds up all my purchases and takes that money to invest as well. I occasionally invest $8-10 a week through this app. Since I started the app, I’ve saved just a little over 1,000. Based on your goals, it tells you how much you can make by when you’re a certain age. When I am 64, I’ll have $109,000 saved.

Buy Stock with Robinhood

If you don’t want to invest every week, you can invest a few dollars at once with Robinhood and watch it grow. I found out this app through my boyfriend who sent me a link to get my first stock free. When I downloaded he also received a free stock. The cool thing about this app is that every time you invite a friend you both get a free $5 to invest. You can then either watch that stock grow, invest more, or take out you investment whenever you want. Click here for your first $5.

3 Financial Apps to Help Your Future

Other “Adulting” Posts You May Like

What tips and tricks are you doing to be financially stable right now? Let me know in the comments down below.

As always,

Peculiar Porter - Logan Porter

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